Finance

At R & M Car Sales we can provide you with a finance quotation for almost any make and model of new or nearly new car.

Hire Purchase:

For customers who would like to pay the simplest way, Hire Purchase allows you to place a deposit of 10% with the balance of your car spread over 1-5 years. The longer the term of the agreement the lower your monthly payments.

Lease Purchase:

Similar to Hire Purchase but with a balloon payment at the end of the term meaning that your monthly payments are lower but you will have to pay a larger payment known as a balloon at the end of the aggreement to own the car outright.

Personal Contract Purchase:

The same as lease purchase but with one key difference. Your final/baloon payment is guaranteed to be what we expect your cars value at the end of the agreement. This is known as Future Guaranteed Value or FGV.

If it is worth less than this you can simply walk away from the agreement. After all, you don't want to pay a balloon payment to own a car that may be worth less than that payment do you?

Contract Hire:

Effectively a long term hire agreement for any car. This can also include the vehicles maintenance leaving you with just your insurance to pay for. At the end of the agreement the vehicle is simply handed back with nothing more to pay.

Contact us now for details on finance to suit you & your budget or complete our online proposal form. We will be happy to help